Last updated March 18, 2003.

PLEASE READ THIS PRIVACY POLICY CAREFULLY. BY USING THE SERVICE OR WEBSITE REFERENCING THIS PRIVACY POLICY, YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO BE BOUND BY THIS PRIVACY POLICY, AS AMENDED FROM TIME TO TIME.

Stocktrends Publications ("STOCKTRENDS") owns, operates, and/or maintains various STOCKTRENDS branded web sites and other Internet-accessible areas, both password-protected and publicly accessible (collectively, the “Sites”; each individually a “Site”). Protecting your (“You” and “Your” includes any person and/or entity using any Site) privacy is very important to us at STOCKTRENDS. Our goal is to treat the Personal Information you furnish us with the utmost respect and in accordance with this Privacy Policy. This Privacy Policy explains how personal information about you may be collected, used, or disclosed as a consequence of your activities on or related to a STOCKTRENDS website or service. It also explains how you can ask questions and make suggestions about our privacy practices, and review and update your personal information. We urge you to read this Privacy Policy carefully.

PERSONAL INFORMATION:

For purposes of this Privacy Policy, "Personal Information" is defined as information about an identifiable individual, not including the name, title or business address or telephone number of an employee of an organization.

This Privacy Policy contains information on:

1. What information do we collect?
2. Personal information collection, use and distribution to third parties
3. How is your information secured and protected?
4. What if we change our Privacy Policy?
5. Web site links
6. Additional Privacy Procedures
7. How do you access and update your information?
8. Who can I contact with questions, comments or suggestions?

1. WHAT INFORMATION DO WE COLLECT?

Internet Protocol Address, Domain, and Browser Information

Our Web server may collect your IP (which stands for Internet Protocol) address, which is the unique number assigned to every computer directly connected to the Internet, often provided by your Internet Service Provider (ISP). Our Web server may also collect the domain you used to access this Site, the type and version of browser and operating system you are using, and the Web site you came from and visit next. This information may be used by us and our business associates to measure the number of visits, average time spent, page views, and other statistics about visitors to this Site in general. We may also use this data to monitor Site performance for systems administration purposes, to make this Site easier and more convenient to use and to report information in aggregate form to our advertisers (e.g. how many visitors log in to this Site). We may also use this information to serve you advertising that we think is likely to be more interesting for you and more productive for our advertisers ("targeted advertising"). For example, if you live in British Columbia, we may provide you with ads targeting British Columbia, based upon your IP address if it is associated with a geographically based ISP.

Cookies

Cookies are small pieces of data stored by your Internet browser on your computer's hard drive, which permit us to recognize your computer when you access this Site. If you are browsing, a cookie is used to help us measure the number of visits, average time spent, page views, and other statistics relating to your use of this Site. This cookie, by itself, doesn't tell us your email address or who you are.

We may also use cookies to track aggregate information, such as the number of visitors to our Sites, and we may provide this information to third parties such as advertisers, but in such instances this information is disclosed in aggregate format only.

In some cases, we use cookies to provide you with personalized features. For example, if you create or update a stock list on stocktrends.ca, we store a cookie file on your computer to identify your particular computer and connect it with your report. The cookie file communicates with our server, enabling you to view your stock list report each time you return to the Site using the same browser.

Similarly, if you decide to register on-line as a subscriber with us, we may collect additional information to provide you with services, such as maintaining your Stock Trends Portfolio, (see Personal Information Collection below). In this case, we use cookies to recognize you on subsequent visits and make your on-line experience more convenient.

Please note certain features on this Site may not function if you do not accept cookies.

User-Provided Information

There are times, such as during a registration of subscription process, when we may ask you for or you may choose to provide information about yourself or your business to assist us in meeting your various needs. To provide certain services, we may ask you to provide, among other things, your name, postal code, email address, and a user name and password ("Registration Information"). At times, we may conduct on-line surveys to better understand the needs, profiles, and experience of our visitors. We may also use information that you provide to us in order to respond to a specific request from you.

2. PERSONAL INFORMATION COLLECTION, USE AND DISTRIBUTION TO THIRD PARTIES

Generally

There are times when we may ask you for or you may choose to provide information about yourself or your business to assist us in meeting your various needs. This information may be used for the following purposes: answering your questions, providing you with services you have requested, giving producers and developers of the Site information that is useful in determining appropriate new features, content and services, to provide advertisers with aggregate, not individual, information about our customers, informing you of additional services provided by STOCKTRENDS or by our business partners, that may interest you, or as otherwise set out in the Terms and Conditions applicable to the Site or the Services.

Personally identifiable information about individual users is not shared with any third parties, except (a) for service providers acting on our behalf solely to enable us to more efficiently provide the services and features offered on our Site, and in such cases, the service providers act under strict contractual controls requiring them to maintain the confidentiality of information and restricting them from accessing or using the information for any purpose other than providing the service for which the information was provided, or (b) as set out in the Terms and Conditions applicable to the Site or the Services, to facilitate the provision of the Services, such as, fulfilling Stock Exchange reporting requirements.

We may also aggregate statistics that we gather about the visitors to the Site, sales, traffic patterns, and services and provide these statistics to third parties; however, when we do, except as provided in the applicable Terms and Conditions, these statistics will not include any personal information that identifies individuals.

We may also use, disclose and communicate your personal information in good faith if required to do so by law, including by an order of any court, or in order to protect or defend a legal interest.

We do not knowingly solicit information from children and we do not knowingly market our services to children.

Although we use all reasonable means to ensure that third parties do not use the information you provide to us for purposes other than those described in this Privacy Policy or the Terms and Conditions, STOCKTRENDS is not responsible for any improper use of your personal information that is beyond our control.

Registration/Subscription

In order to have access to a certain Site or Service we may ask you to register for and/or subscribe to such Site or Service. In such cases, you will be required to provide certain Registration Information. Once you register for, or subscribe to, any Site or Service operated by STOCKTRENDS, if you later register with another STOCKTRENDS site, your Registration Information may be shared, for registration purposes only, so that you do not need to completely re-register.

Your Registration Information is used only to provide requested services to you, for demographic statistics and to display appropriate targeted advertisements. Except as set out in the applicable Terms and Conditions, STOCKTRENDS keeps all of your Personal Information private and does not share it with any third parties. Upon completion of your registration or subscription, we will send you an email containing your user name and useful information regarding the relevant Site and Service. If, during the registration or subscription process, you agreed that you would like us to keep you updated on new Site developments, and information about our services or about offerings from STOCKTRENDS Sites, we will send you these updates by e-mail. You may choose to unsubscribe to these e-mails at any time by following the instructions at the end of such e-mail messages.

STOCKTRENDS may also send periodic e-mails when necessary to announce important service changes and technical issue updates.

Surveys

At times, we may conduct on-line surveys to better understand the needs, profiles, and experience of our visitors. You will be given the option to participate in such surveys. Unless you request to receive the results of the survey via e-mail, no information that could identify you personally is requested during such surveys and all information is used on an aggregated basis only.

Enquiries, Requests and Feedback

We may use information that you provide to us in order to respond to a specific request from you. For example, if you are a Stock Trends Portfolio user requesting assistance with your Portfolio, you have the option of sending your Username to the support staff in order for them to investigate. By sending us your Username, you are authorizing representatives of STOCKTRENDS to access your portfolio in order to investigate the problem you are reporting. Information provided or gained in this case will be used solely to investigate and address the problem you have reported and will not be shared with any third party.

We may also provide information that you provide to us in order to improve the Site or Service or to share, in an aggregate format, with advertisers or third party service providers.

If you contact us, we may keep a record of that correspondence. We retain e-mail addresses of those who communicate via email only for purposes of improving our services or responding to requests.

3. HOW IS YOUR INFORMATION SECURED AND PROTECTED?

The security of your Personal Information is important to us. STOCKTRENDS takes technical, contractual, administrative, and physical security steps to protect Personal Information that you provide to us.

If you provide credit card information to us, we work to protect the security of your credit card information during transmission by using Secure Sockets Layer (SSL) software, which encrypts information you input. We do not reveal your credit card number when confirming an order. We transmit the entire credit card number using a secure connection to the appropriate credit card company during order processing. 
We instruct our employees with access to your Personal Information that it is to be used only in adherence with the principles set forth in this Privacy Policy and the laws applicable to each specific business. Employees who misuse customer information may be subject to disciplinary action.

There are some things that you can do to help protect the security of your Personal Information as well. For instance, never give out your password, since this is what is used to access all of your account information. Also remember to log out of your account and close your browser window when you finish using the Site or Service or surfing the Web, so that other people using the same computer won't have access to your information.

4. WHAT IF WE CHANGE OUR PRIVACY POLICY?

STOCKTRENDS reserves the right, in its sole discretion, to add to, remove, modify or otherwise change any part of this Privacy Policy or the Terms and Conditions, in whole or in part, at any time. Changes will be effective when notice of such change is posted at the Site. Please check this Privacy Policy regularly for updates by checking the date of "Last Update" at the top of this document. If any change is not acceptable to you, you must discontinue your use of the Site and the Services immediately and you may cancel your registration or subscription, if applicable. Your continued use of the Site or the Services after any such changes are posted will constitute acceptance of those changes. Further, STOCKTRENDS reserves the right to change, modify, suspend or discontinue any aspect of the Site, or the Services from time to time without notice or liability and for any reason whatsoever.

5. WEB SITE LINKS

This Site may contain links to other Web sites, including those of our business partners, vendors, advertisers, and other business associates. While we try to link only to sites that share our high standards and respect for privacy, please understand that we are not responsible for the content of, or the privacy practices employed by, other Web sites.

6. ADDITIONAL PRIVACY PROCEDURES

Privacy procedures specific to certain services from STOCKTRENDS can be found on our Sites at the location of the particular services, or in additional terms referenced at such Sites. Those procedures are an addendum to this policy, and are provided to you at the place where they will be of most use to you.

7. HOW DO YOU ACCESS AND UPDATE YOUR INFORMATION?

STOCKTRENDS provides you with the means to access, update, edit or delete the Registration Information you have provided to us at any time on your own by going to the appropriate page in the registration section, and changing or deleting the Registration Information as desired. If you are unsure whether we have a record containing your personal information and would like to confirm whether or not we do, please send an email to This email address is being protected from spambots. You need JavaScript enabled to view it., indicating all e-mail addresses that you may have given us.

If you decide at any time that you do not want to receive any updates to which you have subscribed, you may choose to unsubscribe to these e-mails by following the instructions at the end of the message.

8. WHO CAN I CONTACT WITH QUESTIONS, COMMENTS OR SUGGESTIONS?

We welcome any suggestions about our Privacy Policy. If at any time you believe that STOCKTRENDS has not adhered to this Privacy Policy, please notify us by e-mail at This email address is being protected from spambots. You need JavaScript enabled to view it. and we will use all commercially reasonable efforts to promptly determine and correct the problem.

Last updated January 31, 2021.

PLEASE READ THIS AGREEMENT CAREFULLY. BY USING THE STOCK TRENDS™ SERVICES OR WEBSITE, OR BY CHECKING THE "I AGREE" BOX LOCATED ON THE ONLINE MEMBERSHIP OR SUBSCRIPTION REGISTRATION FORM, YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO BE BOUND BY THE TERMS, CONDITIONS AND DISCLAIMERS SET OUT IN THIS AGREEMENT, AS AMENDED FROM TIME TO TIME.

ACCEPTANCE: The Stock Trends™ website (this "Site"), and the products, services, information and other content (collectively the "Services") offered through the Site, are made available by Stocktrends Publications ("STOCKTRENDS"), conditional on your acceptance of the terms, conditions and disclaimers set out in this Terms of Service Agreement (the "Agreement") and such supplemental and alternative terms, conditions and policies which are displayed or to which you may be directed in respect of a particular Service (collectively the "Terms of Service"). By completing the applicable subscription and by checking the "I Accept the Terms of Service" box located on the online subscription form during the subscription process, or by using the Site and Services, you are confirming to STOCKTRENDS that you (a) are of the age of majority or older in the jurisdiction in which you reside, and (b) agree to be bound by the Terms of Service. If you do not agree to abide by the Terms of Service, do not proceed with your subscription. If you have already subscribed and do not agree with any change to the Terms of Service you should terminate your subscription.

TRIAL SUBSCRIPTION: Access to the Site and to certain Services may be made available to you on a time limited trial basis (a "Trial Subscription"). In such case, please note that all of the Terms of Service (other than Payment Terms set out below) apply to a Trial Subscription. By subscribing for a Trial Subscription, you (a) acknowledge that only one Trial Subscription per person is permitted and you agree not to subscribe for additional Trial Subscriptions; (b) acknowledge that the Trial Subscription is intended to permit you to assess the Site and Services for purposes of becoming a non-trial subscriber, and accordingly, notwithstanding anything to the contrary in our Privacy Policy, you hereby acknowledge and agree that STOCKTRENDS will send you, both during the Trial Subscription period and thereafter, e-mail communications pertaining to the Site and Services and related offers which STOCKTRENDS believes may be of interest to you and you hereby consent to receiving such e-mail communications. You can at any time choose to unsubscribe to receiving such e-mail communications by following the unsubscribe directions posted at the bottom of the e-mail; and (c) agree to pay all fees, including applicable taxes, incurred in connection with your use of any fee-based Services you choose to use during your Trial Subscription, such as for example any Exchange fees associated with Real Time Quotes.

SUBSCRIPTION: A subscription to the Site and Services is available on monthly, annual or on other periodic terms (each a "Subscription Plan") all as more specifically set out in the subscription form. The Subscription Plan you have chosen will continue and renew automatically for similar terms, unless terminated by STOCKTRENDS or until you terminate your subscription in accordance with the terms set out below.

ACCOUNT AND PASSWORD: During the subscription process, you will have to choose a user name ("User Name") and associated password ("Password"). Your User Name and Password are required in order to access or use the Site and Services. Upon completion of the subscription process, you will be assigned an account ("Account") based on the information provided in your online subscription form. You represent and warrant that the information you provide during the subscription process is complete, true and accurate. You are responsible for maintaining the confidentiality of your Account information and Password. You shall be responsible for all uses, including transactions effected, through your Account, whether or not authorized by you. You agree to immediately notify STOCKTRENDS of any unauthorized use of your Account or Password. STOCKTRENDS reserves the right, to be exercised in its sole discretion, to refuse to grant to you a User Name that impersonates someone else, is protected by intellectual property law or which is vulgar or otherwise offensive.

PAYMENT TERMS: The current subscription fees and other charges (collectively the "Charges") applicable to the Site and Services are located at https://stocktrends.com/subscribe-here. All Charges are denominated in U.S. Dollars. Unless you qualify for an alternate payment scheme or offer (such as a Trial Subscription or a corporate plan subscription) as identified during the subscription process, the monthly, annual, or other periodic Charges applicable to the Subscription Plan you have chosen together with all applicable taxes will be billed automatically to the credit card (the "Account Credit Card") you designated during the subscription process or subsequently designated to STOCKTRENDS. You warrant that you are the cardholder of the Account Credit Card and the relevant information required for processing charges is valid at all times. You must notify us of any change of address or other relevant information in a timely fashion by accessing the relevant My Account update section. If the Account Credit Card expires, you must notify us of the new expiration date before the previous expiration date has passed. STOCKTRENDS reserves the right to levy an administration fee for any credit card transaction that fails. If you want to designate a different credit card or if there is a change to the existing Account Credit Card, please advise us by accessing the relevant My Account update section. Except as provided below, the Charges will be processed and the Account Credit Card will be charged on the first day of your Subscription Plan, and on the first day of each renewal period, unless you terminate your subscription before the relevant period begins. The Charge for the applicable renewal period shall be equal to the Charge for the previous period unless STOCKTRENDS has otherwise notified you by posting on the Site (or by e-mail notice at the e-mail address you designated for your Account), any increase in such Charge, which revised Charge shall apply, unless you choose to terminate your subscription. Please note that certain Charges, including one-time or use-specific charges for additional Services, will be billed to the Account Credit Card when incurred. STOCKTRENDS reserves the right to change any of the Charges (including the basis for determining the Charges) then in effect, or add new fees and charges, by posting such changes on the Site or by notifying you of such change by e-mail notice as described above.

You agree to pay all Charges incurred in connection with your use of the Site or use of any Services through your Account, including any applicable taxes, at the rates in effect when the said Charges were incurred. Except as provided herein, all Charges are nonrefundable.

Please note that Charges do not include any applicable fees or charges incurred to access, or to receive alerts or other information from the Site or any of the Services, through an Internet, wireless or other third party service provider.

STOCKTRENDS TERMINATION: STOCKTRENDS reserves the right to suspend or terminate your Account and your access to the Site and Services at any time and for any reason, including without limitation, if the Account Credit Card is invalid for any reason, if STOCKTRENDS does not receive payment, or where STOCKTRENDS has determined, in its sole discretion, that use of the Site or Services by your Account is, or was in breach of the Terms of Service. Any such termination by STOCKTRENDS shall be in addition to and without prejudice to such rights and remedies as may be available to STOCKTRENDS, including injunction and other equitable remedies. The disclaimer, limitations on liability, and indemnity provisions shall survive termination or expiry of your Account and this Agreement.

SUBSCRIBER TERMINATION: You may terminate your subscription at any time by selecting the Cancel Subscription option in the My Account section of the Site. All terminations shall be effective at the end of the monthly period in which such termination was effected. STOCKTRENDS will not, under any circumstances, provide any refund in connection with the termination of any Subscription Plans with a duration of one month or less, unless such termination notice is received by STOCKTRENDS within 30 days of initial commencement of the subscription. With respect to the termination of Subscription Plans which are longer than one month, STOCKTRENDS will provide a refund (in the form of a credit against the Account Credit Card) in an amount equal to: (i) the amount charged against the Account Credit Card and received by STOCKTRENDS for the applicable Subscription Plan, less (ii) the regular amount that would have been payable if calculated on a monthly basis for the applicable subscription period up to the end of the monthly period in which termination is effective.

PRIVACY POLICY: For information on how user information is collected, used and disclosed by STOCKTRENDS in connection with your use of the Site and the Services, please consult our Privacy Policy.

EXCHANGE SUBSCRIBER AGREEMENTS: Certain of the Services and information (including but not limited to Real Time Quotes) are provided to you subject to certain stock exchange subscriber agreements (the "Exchange Subscriber Agreements"). Copies of these Exchange Subscriber Agreements will be presented to you for acceptance during your subscription for the applicable Services, and are otherwise available at Exchange Subscriber Agreements. You acknowledge that, notwithstanding anything to the contrary in the Privacy Policy, STOCKTRENDS expressly reserves the right to collect and maintain information submitted by you to STOCKTRENDS during the subscription process for a period of at least three (3) years from the date of subscription and may disclose any such information to the applicable Exchanges, as required by the corresponding Exchange Subscriber Agreements.

DISCLAIMERS: The material, software, information, data and other content available through the Site or the Services (collectively the "Content") is provided by multiple data suppliers without verification by STOCKTRENDS. You acknowledge the inherent hazards of electronic distribution, and you are aware that there may be delays, omissions or inaccuracies in the Content including, without limitation, the communication of any Content to you by way of short message service ("SMS"), e-mail or otherwise. Accordingly, you agree that the Site, Services and Content are provided on an "AS IS" and "AS AVAILABLE" basis and that your use of, and reliance on, the Site, Services and Content shall be at your sole risk. Without limiting the generality of the foregoing:

YOU EXPRESSLY UNDERSTAND AND AGREE THAT EACH OF STOCKTRENDS, ITS AGENTS, REPRESENTATIVES AND LICENSORS AND EACH OF THEIR RESPECTIVE AFFILIATES (COLLECTIVELY THE "STOCKTRENDS GROUP") DOES NOT MAKE ANY, AND HEREBY DISCLAIMS ALL, REPRESENTATIONS, WARRANTIES, TERMS, CONDITIONS AND ENDORSEMENTS (COLLECTIVELY THE "WARRANTIES") OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER HEREUNDER, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE, ACCURACY, SUITABILITY, RELIABILITY, FREEDOM FROM INFECTIONS OR VIRUSES OR COMPLETENESS AS WELL AS ANY WARRANTIES ARISING BY STATUTE OR OTHERWISE IN LAW OR FROM A COURSE OF DEALING OR USAGE OF TRADE. FURTHER, THE STOCKTRENDS GROUP DOES NOT WARRANT THAT THE SITE, THE SERVICES OR THE CONTENT WILL OPERATE OR CONTINUE TO OPERATE WITHOUT INTERRUPTION OR OTHERWISE IN A TIMELY, SECURE OR ERROR-FREE MANNER OR THAT IT WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS.

The Content (including any facts, views, opinions, recommendations, description of, or references to, products or securities) made available by the STOCKTRENDS GROUP through the Site or Services is: (a) for informational purposes only; (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, recommendation, or sponsorship of any entity or security by the STOCKTRENDS GROUP; and (c) not necessarily reflective of the views or policy of the STOCKTRENDS GROUP, including the publisher, contributors and staff of, and advertisers on, the Site. You acknowledge and agree that any request for information by you is unsolicited and shall neither constitute nor be construed as investment advice by the STOCKTRENDS GROUP. You should apply your own judgment in making any use of any Content, including, without limitation, the use of any information contained therein as the basis for any conclusions. You bear responsibility for your own investment research and decisions. PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS STRONGLY RECOMMENDED THAT YOU SEEK OUTSIDE ADVICE FROM A QUALIFIED INVESTMENT ADVISOR. THE STOCKTRENDS GROUP DOES NOT PROVIDE OR GUARANTEE ANY FINANCIAL, LEGAL, TAX, OR ACCOUNTING ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, SECURITY, OR INFORMATIONAL SOURCE.

You acknowledge that one or more of the STOCKTRENDS GROUP of entities may invest or otherwise hold interests in entities that may be referenced in any of the Services or Content accessible through the Site. The views and opinions expressed on the Site are not intended to constitute a description of securities bought, sold, or held on behalf of any of the STOCKTRENDS GROUP entities nor an indication by any such entities of any intention to buy, sell, or hold any security.

LIMITATION OF LIABILITY: YOU EXPRESSLY UNDERSTAND AND AGREE THAT IN NO EVENT SHALLTHE STOCKTRENDS GROUP (INCLUDING EACH OF THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES AND AGENTS) BE RESPONSIBLE OR LIABLE TO YOU OR ANYONE ELSE (JOINTLY OR SEVERALLY) FOR ANY CLAIM, LOSS OR DAMAGES WHATSOEVER, INCLUDING WITHOUT LIMITATION ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES OR ANY DAMAGES FOR LOSS OF INFORMATION OR DATA, PROFITS, SAVINGS, REVENUE, GOODWILL OR OTHER INTANGIBLE LOSSES ARISING FROM, OR IN ANY WAY CONNECTED WITH THE SITE, THE SERVICES OR ANY OF THE CONTENT (INCLUDING THE PERFORMANCE, USE OF, OR ACCESS TO, OR THE INABILITY TO USE OR ACCESS SAME), REGARDLESS OF WHETHER THE STOCKTRENDS GROUP HAD BEEN ADVISED OF OR COULD HAVE FORESEEN THE POSSIBILITY OF SUCH CLAIM, DAMAGE OR LOSS. THE LIMITATIONS OF LIABILITY AND DISCLAIMERS HEREIN SHALL APPLY REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, BREACH OF WARRANTY, CIVIL LIABILITY, STRICT LIABILITY, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE. NOTWITHSTANDING THE FOREGOING, IN NO EVENT SHALL STOCKTRENDS GROUP'S AGGREGATE LIABILITY TO YOU EXCEED THE AMOUNT PAID TO STOCKTRENDS BY YOU FOR THE USE OF THE SITE AND SERVICES IN THE THREE (3) MONTHS IMMEDIATELY PRECEEDING THE EVENT GIVING RISE TO SUCH CLAIM.

CERTAIN SERVICES ARE PROVIDED THROUGH NETWORKS AND FACILITIES, INCLUDING THE PUBLIC TELEPHONE NETWORK, THAT ARE NOT UNDER THE CONTROL OF STOCKTRENDS. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, UNDER NO CIRCUMSTANCES SHALL STOCKTRENDS GROUP BE HELD LIABLE FOR ANY DELAY OR FAILURE IN PERFORMANCE OF THE SITE, SERVICES OR CONTENT RESULTING DIRECTLY OR INDIRECTLY FROM ACTS OF NATURE, FORCES, OR CAUSES BEYOND ITS REASONABLE CONTROL, INCLUDING, WITHOUT LIMITATION, INTERNET FAILURES, COMPUTER EQUIPMENT FAILURES, TELECOMMUNICATION EQUIPMENT FAILURES, OTHER EQUIPMENT FAILURES, ELECTRICAL POWER FAILURES, STRIKES, LABOUR DISPUTES, RIOTS, INSURRECTIONS, CIVIL DISTURBANCES, SHORTAGES OF LABOUR OR MATERIALS, FIRES, FLOODS, STORMS, EXPLOSIONS, ACTS OF GOD, WAR, GOVERNMENTAL ACTIONS AND ORDERS OF DOMESTIC OR FOREIGN COURTS OR TRIBUNALS.

You acknowledge and agree that the Site and Services may be temporarily unavailable from time to time due to required maintenance or as a result of other disruptions as described above. While STOCKTRENDS makes every reasonable effort to minimize such downtime, STOCKTRENDS cannot guarantee the 100% availability of the Site and Services. Accordingly, if you are dissatisfied with the Site or the Service for any reason, your sole and exclusive remedy is to discontinue use of the Site and the Services in accordance with these Terms of Service.

You expressly acknowledge that STOCKTRENDS has set the Charges for the Site and Services, entered into this Agreement, and has and will make the Content and Services available to you in reliance upon the limitations and exclusions of liability and the disclaimers set forth herein, and that the same form an essential basis of the bargain between you and the STOCKTRENDS Group. You expressly agree that the limitations and exclusions of liability and the disclaimers set forth herein will survive, and continue to apply in the case of, a fundamental breach or breaches, the failure of essential purpose of contract, the failure of any exclusive remedy or termination of this Agreement.

PROPRIETARY RIGHTS:

Copyright. The Content available through the Site including the manner in which it is presented, and the Services are: Copyright 2002 Stocktrends Publications and/or its agents and licensors. All rights reserved. Such Content is protected by Canadian and worldwide copyright laws and treaty provisions. STOCKTRENDS and/or its licensors grants you a limited non-exclusive, non-transferable license to use, display on your computer or other electronic device used to access the Content and Services, and print the Content for your own personal and non-commercial use only, provided that you do not modify the Content and that you maintain all copyright and other proprietary notices. Except as provided herein, you agree not to reproduce, make derivative works of, retransmit, distribute, sell, publish, communicate, broadcast or otherwise make available any of the Content obtained through the Site or the Services, including without limitation, by caching, framing or similar means, without the prior written consent of the respective copyright owner of such Content.

Trademarks. Stock Trends, stocktrends.com, Stock Trends Weekly Reporter and all associated designs and logos are trademarks of Stocktrends Publications, used under license. All other product, brand and company names and logos used or mentioned on the Site or the Services may be the trademarks or registered trademarks of their respective owners. Any use of any trademarks appearing on the Site or the Services without the express written consent of the owner of the trademark is strictly prohibited. Use of any trademarks in the Content does not imply any endorsement by any third party of the Service, Site, the Content or STOCKTRENDS.

Software. Any software, including calculator software and software related to other tools, as well as any files or images generated by such software, including without limitation code and data accompanying such software (collectively, the "Software"), used or accessible through the Site or Services is the property of STOCKTRENDS or its licensors. STOCKTRENDS and/or its licensors grants you a limited non-exclusive, non-transferable license to use the Software on your computer or other electronic device used to access the Site and Services solely for your own personal and non-commercial use only and solely for purposes of using the Site or the corresponding Service in accordance with the Terms of Service.

Reservation of Rights. Except as expressly provided herein, nothing herein or on the Site shall be construed as conferring any license or rights with respect to any of STOCKTRENDS' or any third party's intellectual property rights (including under any patent, trademark, copyright or trade secret), whether by estoppels, implication, waiver, or otherwise in any portion of the Site, Services or Content. Without limiting the generality of the foregoing, you acknowledge and agree that certain content (including the Content and Software) available through and used to operate the Site and Services is protected by copyright, trademark, patent, or other proprietary rights of STOCKTRENDS, its affiliates and licensors. You agree not to adapt, translate, modify, decompile, disassemble, or reverse engineer any Software, applications or programs available through or used in connection with the Site, Services or Content. Further, you agree not to modify, alter, or deface any of the trademarks, service marks, or other intellectual property made available through the Site or Services. All licenses granted hereunder shall automatically terminate upon the termination of your subscription to the Site or the corresponding Service.

LINKS AND THIRD PARTY CONTENT: Certain links on the Site may take you to other websites. STOCKTRENDS provides these links only as a convenience and not as an endorsement by STOCKTRENDS. These linked sites are not necessarily under the control of STOCKTRENDS. If you use these sites, you do so at your own risk, and you will leave the Site. If you decide to visit any linked site, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses and other destructive elements. STOCKTRENDS is not responsible for the content of any such linked page or any other page not under its control. STOCKTRENDS makes no representation or warranty regarding, and does not endorse, any linked websites or the information, products or services appearing thereon. Further, the Site may contain materials, data or information provided, posted or offered by third parties, including content provided by other users of the Site ("Third Party Content"). You agree that STOCKTRENDS shall have no liability whatsoever for any such Third Party Content.

COMPUTER VIRUSES: While STOCKTRENDS makes every reasonable effort to ensure that the Content and Services made available on the Site do not contain computer viruses and other destructive elements, you acknowledge and agree that, prior to your use of any of the Content or Services, it is solely your responsibility to (a) take all protective measures to guard against viruses and other destructive elements (including the use of industry standard and updated virus scanning tools); and (b) ensure that you have a complete, current and secure back-up of the applicable items of information and software on your computer or other electronic device used to access the Site and Services.

INDEMNITY: You agree to defend, indemnify and hold harmless each of STOCKTRENDS, its affiliates, licensors, co-branders and other partners, and each of their respective officers, directors, employees and agents, including all third parties mentioned on the Site, from and against any and all claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from: (a) your breach of any of the Terms of Service; (b) your access to or use of the Site, Services or Content; (c) your use or reliance on, or publication, communication or distribution of anything on or from the Site; or (d) your violation of any law or regulation.

CHANGES: STOCKTRENDS reserves the right, in its sole discretion, to add to, remove, modify or otherwise change any part of the Terms of Service, including the Privacy Policy, in whole or in part, at any time. Except as otherwise expressly contemplated herein, changes will be effective when notice of such change is posted at the Site. Please check these Terms of Service regularly for updates by checking the date of "Last Update" at the top of this document. If any change is not acceptable to you, you must discontinue your use of the Site and the Services immediately and you may cancel your subscription. Your continued use of the Site or the Services after any such changes are posted will constitute acceptance of those changes. Further, STOCKTRENDS reserves the right to change, modify, suspend or discontinue any aspect of the Site, Services or Content from time to time without notice or liability and for any reason whatsoever.

PROHIBITED USES: You agree that you are responsible for all use of your Account. You agree to comply with all applicable laws with respect to your use of the Services and Content. STOCKTRENDS may investigate any violations of law and may cooperate with law enforcement authorities in prosecuting users in this regard. Use of the Site or any of the Services (including any real-time exchange data services) on multiple devices (e.g. your home and work computer) simultaneously with a single subscription is strictly prohibited. Use of the Site or any of the Services for any commercial purposes whatsoever, including professional purposes, is strictly prohibited.

LAW AND JURISDICTION: The Site is controlled, operated and administered by STOCKTRENDS from its offices within Canada. STOCKTRENDS makes no representation or warranty that Site, Services or Content are appropriate or available for use at any locations outside Canada. If you access the Site from outside Canada, you are responsible for compliance with all applicable laws. You may not export any of the Content accessible through the Site in violation of applicable export laws and regulations. The Terms of Service shall be interpreted, construed and governed by the laws in force in the Province of British Columbia, Canada, without reference to its conflict of laws principles. The parties agree that any action, suit or proceeding arising out of or related to the Terms of Service shall be commenced in Vancouver, British Columbia, Canada. Each party hereby agrees to submit to the jurisdiction of the courts of British Columbia and to waive any objections based upon venue in any such action, suit or proceeding. The United Nations Convention on Contracts for the International Sale of Goods does not apply to the Terms of Service.

ARBITRATION: Any and all disputes arising out of the Terms of Service, the performance, breach, enforcement, existence or validity, including any failure of the parties to reach agreement with respect to matters provided for in the Terms of Service and all matters of dispute relating to the rights and obligations of the parties, which cannot be amicably resolved, even if only one of the parties declares that there is a difference, will be referred to and finally settled by private and confidential binding arbitration before a single arbitrator held in Vancouver, British Columbia in English and governed by British Columbia law pursuant to the Commercial Arbitration Act (British Columbia), as amended, replaced or re-enacted from time to time. The arbitrator shall be a person who is legally trained and who has experience in the information technology field in Canada and is independent of either party. Notwithstanding the foregoing, each party may pursue the protection of intellectual property rights and confidential information through injunctive or other equitable relief through the courts.

GENERAL: This Agreement is personal to you, and you may not assign your rights or obligations to anyone. The Terms of Service constitute the entire agreement between STOCKTRENDS and you pertaining to your use of the Site, Services and Content and supercedes any prior agreements between you and STOCKTRENDS. STOCKTRENDS' failure to insist upon or enforce strict performance of any right or provision of the Terms of Service shall not constitute or be construed as a waiver of any right or provision. If any of the provisions (or parts thereof) contained in the Terms of Service are determined to be void, invalid or otherwise unenforceable by a court of competent jurisdiction, such determination shall not affect the remaining provisions (or parts thereof) contained herein. Any cause of action you may have with respect to your use of the Site or which is the subject of the Terms of Service must be commenced within one (1) year after the claim or cause of action arises. The relationship of the parties is solely that of independent contractors and neither party shall have any authority to act for or bind the other party. No changes to the Terms of Service shall be made except by a revised posting on this page or except as otherwise expressly contemplated herein. The parties have required that the Terms of Service and all documents relating thereto be drawn up in English. Les parties ont demandé que cette convention ainsi que tous les documents que s'y rattachent soient rédigés en anglais.

Systematic traders understand that without the integrity of data science, they are simply ticker-tape cowboys. It’s not good enough to be anecdotal or doctrinaire when it comes to trading.

I have known Skot's work and publications for over 20 years now, and I find that he has proven a consistent track record and discipline. To me, a track record based on a methodology is critical to using an author or analyst's work.

Robert Sneddon
President & Chief Portfolio Manager, CastleMoore Inc.

Investing is usually challenging for two big reasons: not knowing where to start or what to focus on. Stock Trends helps solve both of these problems by assisting investors improve their knowledge along their journey from beginner to ace, and with its numerous tools that help turn dabblers into Investors. I am especially a big fan of their new fundamental tools and graphing of fundamental factors which, at a glance, communicate an investment's story deeply and rapidly.

Jason A. Voss, CFA
CEO, Active Investment Management Consulting, co-author of Return of the Active Manager and author of The Intuitive Investor

15% avg. annual return

7% avg. annual return